about balns

balns is a fintech company developing pioneering secure and scalable transaction and payment solutions built on blockchain technology. We are a high-powered team of former bankers, rocket scientists, technologists and blockchain experts.

Our established track record of building successful businesses in technology and finance enables us to deliver next-generation, user-focused fintech products.


balnsCard is a second-generation hardware wallet for mobile use which is engineered around three core principles:

  • Usability
  • Affordability
  • Security

It provides the convenience of a mobile app paired with near-field communication (NFC) contactless technology, ensures the secure storage of your digital assets, and will be the most affordable hardware wallet in the market.

Along with its companion mobile app, balnsCard has been designed for quick and easy transacting, offering multi-coin support. This initially includes BTC, ETH & ERC-20 tokens, LTC, and DOGE, with more coins to be added in due course.

The mobile app also allows users to buy coins for fiat using a credit/debit card. Users can also trade between different coin pairs without leaving the wallet.


  • Designed for mobile

    • No external power port, physical cables or USB connections required
    • Seamless integration with blnswallet
  • Convenient credit card form factor

    • Adheres to the ISO/IEC 7810 ID-1 (ID and credit card) standard
    • Fits in virtually all wallets and can be kept with you at all times
  • Powered through NFC

    • Eliminates requirement for internal battery
    • No risk of running out of power
  • Transaction-focused

    • Clean, minimalistic design
    • Can support practically all cryptocurrencies and tokens
    • Instantaneous connection without switches or buttons
  • Automated secure backup

    • Split backup to secure storage
  • Competitive price point

    • Lowest-cost hardware wallet producer
    • Pricing at fraction of the cost of existing hardware wallets
  • Significant new market

    • Majority still using exchanges and software wallets
    • High price point has been a major obstacle to mass adoption
  • Proprietary two-stage master seed derivation method

    • Eliminates requirement to reveal master seed for backup puroses
    • Ensures true randomness
  • Secure private key storage

    • Mater seed and private keys stored in tamper-proof Common Criteria EAL6+ certified secure element
    • Private keys never leave the secure element
  • Secure communication

    • Communicates via encrypted and mutually-authenticated NFC
    • Bypasses the proven vulnerabilities of plug-in devices

balns team

We are a global team of former bankers, inventors, and rainmakers with an established track record of building successful businesses.

Our experience in blockchain, software engineering, and financial services enables us to deliver next-generation fintech products.

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